We use paypal for our subscription management. Paypal is the largest processor of payments on the internet. We believe they have much more infrastructure in terms of fraud prevention and security than we can afford to have. We do not store your credit card info or even your paypal subscriber email on our YT computers. This ensures that your information is safe and secure. If you have any questions about the usage of paypal by Yogatailor, email us info@yogatailor.com